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Statutory welfare provisions are legal frameworks that ensure the well-being and protection of employees in various aspects of their professional lives. These provisions are enacted by the government to safeguard workers' rights, promote their health and safety, and provide for their economic welfare, especially during times of injury, illness, or old age. The following are the major statutory welfare provisions available to employees in India: 1. Employees' State Insurance Act, 1948 The Employees' State Insurance (ESI) Act is one of the most significant statutory welfare provisions in India. It is a comprehensive social security and health insurance scheme for workers in India. It aims to provide protection to employees against various social and economic risks arising from sickness, maternity, disability, and death due to employment injury. The ESI scheme is mandatory for employees in certain categories of employment. The Act covers factories and establishments with 10 or more employees, and its provisions apply to employees earning wages up to a certain limit (as defined by the government). The Act provides a multifaceted range of benefits to employees and their families. Some of the key features and provisions of the ESI Act are as follows: * Coverage The Act applies to factories, shops, hotels, cinemas, and other establishments with 10 or more employees. The ESI coverage extends to employees who earn wages up to ₹21,000 per month (₹25,000 in the case of persons with disabilities). * Contributions The Act mandates that both the employer and the employee contribute to the Employees’ State Insurance Fund. The contribution rates are prescribed by the government and are subject to periodic revisions. As of the current provisions, the employer contributes 3.25% of the wages, while the employee contributes 0.75%. These contributions are calculated based on the monthly wage of the employee and are deducted from their salary. * Benefits Provided Under the Act * ___ __________ __________ _________ _________ _____ ________ _____ ____.
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