Describes the salient features of Pradhan Mantri Rojgar Yojana (PMRY) and procedure of its implementation.

The Pradhan Mantri Rojgar Yojana (PMRY) is a key initiative by the Government of India designed to address the issue of unemployment and poverty, especially among the youth and marginalized communities. Launched in 1993, this scheme focuses on providing self-employment opportunities by offering financial assistance for setting up small-scale businesses or enterprises. By empowering individuals, especially in rural areas, to become entrepreneurs, the program aims to promote sustainable livelihoods and economic growth. Below, we describe the salient features of PMRY and its implementation process in detail.

### Salient Features of Pradhan Mantri Rojgar Yojana (PMRY)

1. Targeted Beneficiaries
   The primary beneficiaries of PMRY are educated unemployed youth, women, and people from economically weaker sections of society. The program specifically targets:
   - Educated youth: Those who have passed at least 8th standard and are between the ages of 18 and 35 years.
   - Women: Encouraging female entrepreneurship is a central feature of the scheme, with special provisions to support women applicants.
   - Backward communities: Scheduled Castes (SC), Scheduled Tribes (ST), Other Backward Classes (OBC), and economically disadvantaged groups.
   - Differently-abled persons: The scheme also includes provisions to support the physically challenged and differently-abled individuals by providing them with financial aid to set up their own ventures.

2. Objective of PMRY
   The overarching goal of PMRY is to generate self-employment opportunities, which in turn helps in the reduction of poverty and unemployment. This is achieved by facilitating the creation of small-scale, income-generating units in various sectors like manufacturing, trade, and services. The specific objectives include:
   - To promote entrepreneurship and self-employment among the educated youth.
   - To create sustainable job opportunities and reduce dependency on government jobs.
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