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Hazard is defined by the United Nations Office for Disaster Risk Reduction (UNDRR) as a process, phenomenon, or human activity that may cause loss of life, injury, property damage, social and economic disruption, or environmental degradation. Hazards can be natural, such as earthquakes, floods, cyclones, and landslides, or anthropogenic, like industrial accidents and chemical spills. Vulnerability, according to UNDRR, refers to the characteristics and circumstances of a community, system, ____ __________ ____ __________ _____.
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