(b) Credit is a major weapon of international competition but it involves risk. 

Credit is an essential part of international trade as it enables buyers and sellers to conduct transactions even when they are located in different countries. In fact, credit is considered as a major weapon of international competition because it helps firms to expand their markets and compete with other firms in the global marketplace. However, credit involves risk, and firms need _____ ______ ____ ________ ___ _____.
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