What is postal life insurance scheme? Describe its salient features.

Postal Life Insurance (PLI) is a life insurance product offered by the Indian Postal Service, catering to the needs of both urban and rural populations. It is one of the oldest life insurance schemes in India, having been introduced in 1884, and has since grown to provide financial security to a large section of the population. PLI offers a variety of policies to ensure the protection of life and financial stability for families in the case of the policyholder's untimely demise.

The main objective of the Postal Life Insurance scheme is to offer insurance coverage to individuals with easy accessibility through post offices, making it a viable option for people in both urban and rural areas. It is backed by the Government of India, which assures that the policies are highly reliable and secure. The scheme is available to both salaried and non-salaried individuals, providing a wide range of insurance options with flexible ___ ___ _____ _____ _______ _________.
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