What are the common reasons for conflict in savings and credit operations in SHGs? Explain, giving examples.

Savings and Credit Self-Help Groups (SHGs) play a crucial role in empowering women and marginalized communities by providing them with access to financial services. However, conflicts can arise within SHGs due to various reasons. Here are some common reasons for conflict in savings and credit operations in SHGs, along with examples:

1. Loan Defaults:

   • Reason: Members failing to repay loans on time or not repaying them at all can lead to conflicts. When some members default, it affects the group's overall financial health.
   • Example: In an SHG, Member A borrows money for a small business but struggles to repay it. This may lead to tension among other members who feel that ________ _________ _______ __________ _________.
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