The government has introduced various social insurance schemes to provide financial security to vulnerable sections of society. These schemes aim to protect individuals against risks such as death, disability, illness, and old age. Among the prominent government-sponsored socially oriented insurance schemes in India are the Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and the Pradhan Mantri Suraksha Bima Yojana (PMSBY).
Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)
PMJJBY, launched on May 9, 2015, is a life insurance scheme aimed at providing life cover to people in the age group of 18 to 50 years. This scheme offers a life cover of ₹2 lakh in the event of death due to any cause. The premium for the policy is ₹330 annually, making it highly affordable for the masses. The coverage is provided by life insurance companies regulated by the Insurance Regulatory and Development Authority of ___ ________ ______ ______ ______.
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