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The Structured Financial Messaging System is an indigenous electronic messaging platform developed by the Institute for Development and Research in Banking Technology under the guidance of the Reserve Bank of India. It provides a standardized, secure, and reliable mechanism for exchanging financial messages among banks, financial institutions, and market infrastructures in India. SFMS plays a crucial role in facilitating electronic commerce within cyberspace ______ __________ ____ __________ _____ ________ __________ ___ ________ _________ _________.
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