‘Risk sharing and transfer pave the way for building disaster resilience’. Discuss.

Risk sharing is an important disaster risk transfer mechanism. Under this system, groups of private or public actors, insurance companies or countries come together to form a pool, which can provide protection against catastrophic risks such as floods or earthquakes

• Risk reduction through a variety of available solutions and best practices, including human element programs, sprinkler protection, mechanical systems, or other building and site improvements.
• Risk avoidance that includes not acquiring or leasing sites and buildings that do not meet an _________ ___ ____ ___ __________ ________ ________ ____ __________ _______.
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