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Loans are sanctioned in the basis of terms and policy of banks and your requirements. If  you are willing to take short term installements for the loan you may authorised by the ters and policy for that here the basis of some loan policy of banks.

A loan is a sum of money borrowed for a specific purpose at a rate of interest with the promise to repay the amount in the future. Lending institutions offer business loans to entrepreneurs at attractive rates to set up or expand a business.

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