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The World Bank Group (WBG) is one of the most significant international financial institutions established to promote economic development, reduce poverty, improve living standards, and support sustainable growth across the world. It provides financial assistance, technical expertise, policy advice, and capacity-building support to developing and underdeveloped countries. The World Bank Group was created after the Bretton Woods Conference in 1944 and has evolved into a group of five specialized institutions, each performing distinct but complementary functions. The five institutions of the World Bank Group are: The International Bank for Reconstruction and Development (IBRD) was established in 1944 and is the oldest institution of the World Bank Group. It primarily provides loans, guarantees, and advisory services to middle-income and creditworthy low-income countries. The objective of IBRD is to reduce poverty while promoting sustainable development through investments in infrastructure, education, healthcare, agriculture, energy, water supply, and public administration. It raises most of its funds by issuing bonds in international capital markets and lends these funds to member countries at relatively low interest rates. The International Development Association (IDA) was established in 1960 to assist the world's poorest countries that cannot afford commercial borrowing. IDA provides concessional loans with very low or zero interest ________ ______ ____ ______ ________ __________ ___ ______.
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