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Hazards are natural or human-induced events that have the potential to cause harm to people, property, and the environment. When these hazards interact with vulnerable populations, insufficient preparedness, or weak infrastructure, they often escalate into disasters. A disaster is not just the occurrence of the hazard itself but the impact it has on society due to exposure and vulnerability. For this reason, hazards such as earthquakes, floods, cyclones, industrial accidents, or pandemics can result in devastating consequences if effective disaster vulnerability and risk assessments are not carried out in advance. The loss of life is one of the most ______ ______ ___ _______ ________ ____ ________ _______ ______ _________.
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