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Disaster risks are a combination of the probability of a hazardous event occurring and the potential consequences it may have on human life, property, and the environment. Risk in the context of disasters can be understood as the intersection of hazards, exposure, and vulnerability. A hazard refers to a potentially damaging physical event, phenomenon, or human activity that may cause loss or harm. Exposure indicates the presence of people, property, systems, or resources in areas that could be adversely affected by hazards, while vulnerability represents the susceptibility of these _________ _________ _____ _____ __________ ____ ______ ____ ____.
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