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Group sustainability in the context of credit and finance refers to the ability of a group, such as a Self-Help Group (SHG), Joint Liability Group (JLG), cooperative society, or community-based financial organization, to continue functioning effectively over a long period while maintaining financial stability, member participation, and institutional strength. It is a critical factor in ensuring that collective financial activities generate lasting economic and social benefits. Sustainable groups are capable of mobilizing savings, managing credit efficiently, repaying loans on time, resolving internal conflicts, and adapting to changing economic conditions. The concept of group sustainability is based on the principle that collective efforts are often more effective than individual actions in accessing financial services. Financial institutions are __________ ___ ___ __________ ____ ________ _________ ___ __________ _____ _____ ________.
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