Question
Explain the scope of coverage and benefits of the following schemes:
(a) Pradhan Mantri Suraksha Bima Yojana (PMSBY)
(b) Aam Aadmi Bima Yojana (AABY)
Answer :
Word Count : 1283
Pradhan Mantri Suraksha Bima Yojana (PMSBY) is a government-backed accident insurance scheme aimed at providing affordable personal accident coverage to the general population, particularly targeting individuals in the low-income segment. The scheme is designed to offer protection against death or disability due to accidental injuries at a minimal premium, making it accessible to a wide range of people who might otherwise be unable to afford insurance. The annual premium under PMSBY is extremely nominal, often around ₹12 per year, and is automatically debited from the policyholder’s savings bank account with their consent, ensuring ease of subscription and minimal administrative burden. The scope of coverage under PMSBY is primarily focused on accidental death, permanent total disability, and permanent partial disability. In the event of accidental death, the scheme provides a lump sum benefit of ₹2 lakh to the nominee, helping families cope with the financial shock resulting from the loss of an earning member. In cases of permanent total disability, where an individual loses the ability to engage in any form of employment due to accident-related injuries, the policy also pays ₹2 lakh, offering substantial financial relief. For permanent partial disability, which includes the loss of limbs, sight, or other critical functions, the compensation ranges from ₹1 lakh, depending on the severity and nature of the disability, thereby addressing partial but significant losses that can impact an individual’s earning capacity. The benefits of PMSBY extend beyond mere financial compensation. By providing a low-cost safety net, it encourages financial inclusion among the underprivileged sections of society, instills a ______ _________ ______ ______ _______ ___ ________ _____ ________.
____ ______ _________ __________ _______ ____ ____ ______.
____ ________ ___ ________ _____ __________ ____ ________ ___ __________ _________.
______ _________ __________ _____ _________.
______ ___ ______ ______ _________ ______.
_______ _______ ________ _______ __________ ______.
____ _________ _______ ____ _______ ___ _______ ____ __________ __________.
____ ________ ____ _________ ________ __________ ________ __________ ______.
_____ ______ ______ ______ ___.
___ ___ ___ _______ ____ __________ ______ __________.
____ ___ __________ _________ ______ ___ __________ _____ _________ ____ __________.
_____ __________ ________ ____ ___ ________ __________ __________ _____ _______ ______.
________ ________ __________ _______ ______ _______.
__________ _________ __________ __________ _____ ____ ____ _______ ____ ___ _____.
___ ______ _______ ______ _________ _______.
______ ________ ____ _______ ________ __________ ________ ______ __________ __________ _______.
______ __________ ___ _________ ______ _____ _________ ______ ________.
________ ____ ________ ______ ____ ______ _____ ____.
_____ _____ ___ __________ ____ ______ _________ ________.
________ ___ _____ _________ _________ _______ ______.
_________ ________ ________ _____ ____ _________ ___ ____ ________ _________.
__________ _________ _________ ____ ___ _______ ____ ______ __________ ______ ______ _________.
_____ ______ ________ _______ ___ ___ ___ ______.
___ ___ ____ _______ _________ ______.
__________ ________ __________ ________ ___.
____ _________ ______ _____ ___ __________ _________ ___.
__________ _________ ______ ___ _____ __________ _______ ___ _____ ____ ________ ________.
_______ ____ _______ _______ _______ __________ _______ _____ _____ _____ ____.
_________ _________ __________ ________ ________ _________ ____.
_____ __________ _____ ____ ______ ____ ____ ______ __________ ______ ____ _____.
_______ _________ _________ ___ ___ _______ ___ ____ __________.
____ _________ ________ __________ ________ _______ _____ ________.
___ _______ _______ ____ ______ _____ _________ _____ ______ ________.
____ __________ __________ ______ _______ __________ ____ _______ _______ ____ _____ __________.
_____ _________ _________ _________ _____ ___ _________ ______.
_____ _________ ____ ____ _______ _________ ________ ______ __________ ______ __________.
____ ______ _______ ___ ___ __________ _____ ___ ____ _____ _____.
_________ __________ _____ __________ ___.
________ ______ ______ _________ _________ ______ _____.
________ ________ ___ ______ ____ _________ ____ __________ ______ ______.
________ ___ __________ ______ _____ ___.
__________ ___ _________ ____ ___.
_________ ____ ______ ____ _______ _______ ___.
_______ _____ _________ ___ ________ ______ ____ _________ ___ _______ ____ _________.
________ __________ _______ _________ _________.
_____ __________ __________ ________ _____ ____ __________ __________.
____ ______ _______ ________ _______.
__________ __________ ______ ___ __________ ___.
______ ______ __________ _____ ________ _____.
_________ _____ ________ ______ _____ _______.
_________ ___ _______ ____ ________ __________.
______ ________ _________ ___ _________ ______ ________ _________ ___ ______ __________.
____ ___ _____ ______ ___ ___ _____.
_______ ____ _______ ___ ________.
_________ ___ _________ ________ ___ ________ __________ ___ _________ __________ ________.
____ _______ _________ _________ ___ _______ __________ _________.
_____ ___ _____ _____ ___ ________ _________ ______ ____ _____ _____.
_______ ________ ____ ______ ____ _________ ___ ______ ______ ________ _____.
________ _______ _________ _____ _________ ______ _____ _________ _________ _____ ___.
____ ______ _____ ______ ________ ____ ________.
_________ _________ _________ _______ ________ ________ _______.
___ ____ ______ __________ __________ ____ __________ _________ __________ __________ _______ ___.
____ ___ ___ ________ _________ ______ _____ __________ _________ ____.
___ _____ _________ ________ ______ _____.
______ _____ _______ ______ ___ ___ _________.
___ _____ ______ __________ _____.
_____ __________ _______ _______ _____.
______ ____ _______ ________ ____ ________ ___ ___ _________ ____ _______ ____.
___ _______ ______ ___ _____ ____ _____ ________.
_____ ___ __________ ______ ____ _________ ________ ________ ___ _________.
_________ ________ ________ _____ _______ ____ __________ ________ __________ _________ ________.
__________ ____ _____ ____ ___ _______.
________ _________ __________ ____ ______.
__________ ______ _____ ______ ______ ___ ______ _______ ______.
__________ _______ _______ _______ ______ __________ _____ _______ _______ ______ ______ ____.
_____ _______ ___ _________ _____ ___ _________ ______ _____ ___ ________.
_________ _________ _____ ________ _______ ________ ____ _____ ____ _______ ________.
___ ___ ______ _________ ____ ___ ___.
_____ _____ _____ ________ _________ ________ ___ ________ _____ ___.
_____ __________ __________ _______ ___ _______ ____ __________ _______ _____ ______.
________ ____ __________ ___ ______ _________ ___.
___ ________ __________ __________ ____ _______ ___ ______ _________.
__________ __________ _________ __________ _____ ________ ____ ___ ________.
___ _______ __________ ________ ____ ____ ____.
_____ _____ ______ ____ _____ _______ __________.
___ ___ _______ ___ ___ ___.
___ _______ __________ _____ __________ ____ ________ _____ ________.
_____ ________ __________ ________ _____ _______ _____ ___ ___.
________ ____ ___ ___ _______ _____ ____ ______ __________ ____ _______ ____.
_________ _________ ___ ___ _________ ___ ___ _______.
___ ____ _____ __________ _______ __________ ______ __________ ____.
_________ ____ ____ _____ ____ _________ ____.
__________ ______ _______ ___ __________ ___ ________ __________ _____.
____ _________ _______ _____ _______ ____ ____ ______ ______ _______.
______ ____ _____ _______ _______ ____ ___ _________ _____ ____.
______ _________ _________ ___ ______ __________ __________ ________ ___.
_____ ____ ___ _______ ___ _________.
__________ ____ _____ _______ _______ ______ ______ __________ _____ _______ __________.
_____ _______ ___ _____ _____ _____ _________ ___.
___ ______ ____ __________ __________ ______.
____ ___ ___ _______ _______ ______ ______ ____.
________ __________ ______ ____ _______ _____.
__________ ____ _________ _______ __________ ______ _________.
_____ ______ ______ ___ _______ ___ ________ ______ _________ ______.
___ _________ ____ __________ ________ __________ ______ ______ __________ _______ ________ ____.
_______ ________ _______ ________ ____ _______ ________ ____.
_________ ____ ___ ____ ______ _____ ________ _________ __________ ______ _______ __________.
_____ _____ ________ _______ _______.
_________ _______ ________ ______ __________ _________ ____ _______ ___ _____.
__________ ____ ______ _______ ______ ___.
______ ________ _________ ______ _______ ________ ____ ______ ____ _________ ____.
_____ _________ __________ ______ ______ ________.
____ _______ ______ ________ ____ ___ ______ ____ _________ ____ ______ ____.
________ ______ _________ _____ _____ __________ ___ ___.
_____ _______ _____ ______ _______ _____ ______ _________.
____ ___ _____ ________ _____ ______ ________ ___ _______.
_________ _______ __________ ___ _____ ______ _____ _____ _______.
______ ____ __________ _________ _____ ___ _______ ______ ________ ______.
_____ ___ ______ ____ ___.
____ __________ ______ ______ _________.
_______ _______ __________ __________ _________ _________ ___ ____ ______ __________ _______ _____.
______ _________ ___ ___.
Get Full Answer on WhatsApp
Pradhan Mantri Suraksha Bima Yojana (PMSBY) is a government-backed accident insurance scheme aimed at providing affordable personal accident coverage to the general population, particularly targeting individuals in the low-income segment. The scheme is designed to offer protection against death or disability due to accidental injuries at a minimal premium, making it accessible to a wide range of people who might otherwise be unable to afford insurance. The annual premium under PMSBY is extremely nominal, often around ₹12 per year, and is automatically debited from the policyholder’s savings bank account with their consent, ensuring ease of subscription and minimal administrative burden. The scope of coverage under PMSBY is primarily focused on accidental death, permanent total disability, and permanent partial disability. In the event of accidental death, the scheme provides a lump sum benefit of ₹2 lakh to the nominee, helping families cope with the financial shock resulting from the loss of an earning member. In cases of permanent total disability, where an individual loses the ability to engage in any form of employment due to accident-related injuries, the policy also pays ₹2 lakh, offering substantial financial relief. For permanent partial disability, which includes the loss of limbs, sight, or other critical functions, the compensation ranges from ₹1 lakh, depending on the severity and nature of the disability, thereby addressing partial but significant losses that can impact an individual’s earning capacity. The benefits of PMSBY extend beyond mere financial compensation. By providing a low-cost safety net, it encourages financial inclusion among the underprivileged sections of society, instills a ______ _________ ______ ______ _______ ___ ________ _____ ________.
____ ______ _________ __________ _______ ____ ____ ______.
____ ________ ___ ________ _____ __________ ____ ________ ___ __________ _________.
______ _________ __________ _____ _________.
______ ___ ______ ______ _________ ______.
_______ _______ ________ _______ __________ ______.
____ _________ _______ ____ _______ ___ _______ ____ __________ __________.
____ ________ ____ _________ ________ __________ ________ __________ ______.
_____ ______ ______ ______ ___.
___ ___ ___ _______ ____ __________ ______ __________.
____ ___ __________ _________ ______ ___ __________ _____ _________ ____ __________.
_____ __________ ________ ____ ___ ________ __________ __________ _____ _______ ______.
________ ________ __________ _______ ______ _______.
__________ _________ __________ __________ _____ ____ ____ _______ ____ ___ _____.
___ ______ _______ ______ _________ _______.
______ ________ ____ _______ ________ __________ ________ ______ __________ __________ _______.
______ __________ ___ _________ ______ _____ _________ ______ ________.
________ ____ ________ ______ ____ ______ _____ ____.
_____ _____ ___ __________ ____ ______ _________ ________.
________ ___ _____ _________ _________ _______ ______.
_________ ________ ________ _____ ____ _________ ___ ____ ________ _________.
__________ _________ _________ ____ ___ _______ ____ ______ __________ ______ ______ _________.
_____ ______ ________ _______ ___ ___ ___ ______.
___ ___ ____ _______ _________ ______.
__________ ________ __________ ________ ___.
____ _________ ______ _____ ___ __________ _________ ___.
__________ _________ ______ ___ _____ __________ _______ ___ _____ ____ ________ ________.
_______ ____ _______ _______ _______ __________ _______ _____ _____ _____ ____.
_________ _________ __________ ________ ________ _________ ____.
_____ __________ _____ ____ ______ ____ ____ ______ __________ ______ ____ _____.
_______ _________ _________ ___ ___ _______ ___ ____ __________.
____ _________ ________ __________ ________ _______ _____ ________.
___ _______ _______ ____ ______ _____ _________ _____ ______ ________.
____ __________ __________ ______ _______ __________ ____ _______ _______ ____ _____ __________.
_____ _________ _________ _________ _____ ___ _________ ______.
_____ _________ ____ ____ _______ _________ ________ ______ __________ ______ __________.
____ ______ _______ ___ ___ __________ _____ ___ ____ _____ _____.
_________ __________ _____ __________ ___.
________ ______ ______ _________ _________ ______ _____.
________ ________ ___ ______ ____ _________ ____ __________ ______ ______.
________ ___ __________ ______ _____ ___.
__________ ___ _________ ____ ___.
_________ ____ ______ ____ _______ _______ ___.
_______ _____ _________ ___ ________ ______ ____ _________ ___ _______ ____ _________.
________ __________ _______ _________ _________.
_____ __________ __________ ________ _____ ____ __________ __________.
____ ______ _______ ________ _______.
__________ __________ ______ ___ __________ ___.
______ ______ __________ _____ ________ _____.
_________ _____ ________ ______ _____ _______.
_________ ___ _______ ____ ________ __________.
______ ________ _________ ___ _________ ______ ________ _________ ___ ______ __________.
____ ___ _____ ______ ___ ___ _____.
_______ ____ _______ ___ ________.
_________ ___ _________ ________ ___ ________ __________ ___ _________ __________ ________.
____ _______ _________ _________ ___ _______ __________ _________.
_____ ___ _____ _____ ___ ________ _________ ______ ____ _____ _____.
_______ ________ ____ ______ ____ _________ ___ ______ ______ ________ _____.
________ _______ _________ _____ _________ ______ _____ _________ _________ _____ ___.
____ ______ _____ ______ ________ ____ ________.
_________ _________ _________ _______ ________ ________ _______.
___ ____ ______ __________ __________ ____ __________ _________ __________ __________ _______ ___.
____ ___ ___ ________ _________ ______ _____ __________ _________ ____.
___ _____ _________ ________ ______ _____.
______ _____ _______ ______ ___ ___ _________.
___ _____ ______ __________ _____.
_____ __________ _______ _______ _____.
______ ____ _______ ________ ____ ________ ___ ___ _________ ____ _______ ____.
___ _______ ______ ___ _____ ____ _____ ________.
_____ ___ __________ ______ ____ _________ ________ ________ ___ _________.
_________ ________ ________ _____ _______ ____ __________ ________ __________ _________ ________.
__________ ____ _____ ____ ___ _______.
________ _________ __________ ____ ______.
__________ ______ _____ ______ ______ ___ ______ _______ ______.
__________ _______ _______ _______ ______ __________ _____ _______ _______ ______ ______ ____.
_____ _______ ___ _________ _____ ___ _________ ______ _____ ___ ________.
_________ _________ _____ ________ _______ ________ ____ _____ ____ _______ ________.
___ ___ ______ _________ ____ ___ ___.
_____ _____ _____ ________ _________ ________ ___ ________ _____ ___.
_____ __________ __________ _______ ___ _______ ____ __________ _______ _____ ______.
________ ____ __________ ___ ______ _________ ___.
___ ________ __________ __________ ____ _______ ___ ______ _________.
__________ __________ _________ __________ _____ ________ ____ ___ ________.
___ _______ __________ ________ ____ ____ ____.
_____ _____ ______ ____ _____ _______ __________.
___ ___ _______ ___ ___ ___.
___ _______ __________ _____ __________ ____ ________ _____ ________.
_____ ________ __________ ________ _____ _______ _____ ___ ___.
________ ____ ___ ___ _______ _____ ____ ______ __________ ____ _______ ____.
_________ _________ ___ ___ _________ ___ ___ _______.
___ ____ _____ __________ _______ __________ ______ __________ ____.
_________ ____ ____ _____ ____ _________ ____.
__________ ______ _______ ___ __________ ___ ________ __________ _____.
____ _________ _______ _____ _______ ____ ____ ______ ______ _______.
______ ____ _____ _______ _______ ____ ___ _________ _____ ____.
______ _________ _________ ___ ______ __________ __________ ________ ___.
_____ ____ ___ _______ ___ _________.
__________ ____ _____ _______ _______ ______ ______ __________ _____ _______ __________.
_____ _______ ___ _____ _____ _____ _________ ___.
___ ______ ____ __________ __________ ______.
____ ___ ___ _______ _______ ______ ______ ____.
________ __________ ______ ____ _______ _____.
__________ ____ _________ _______ __________ ______ _________.
_____ ______ ______ ___ _______ ___ ________ ______ _________ ______.
___ _________ ____ __________ ________ __________ ______ ______ __________ _______ ________ ____.
_______ ________ _______ ________ ____ _______ ________ ____.
_________ ____ ___ ____ ______ _____ ________ _________ __________ ______ _______ __________.
_____ _____ ________ _______ _______.
_________ _______ ________ ______ __________ _________ ____ _______ ___ _____.
__________ ____ ______ _______ ______ ___.
______ ________ _________ ______ _______ ________ ____ ______ ____ _________ ____.
_____ _________ __________ ______ ______ ________.
____ _______ ______ ________ ____ ___ ______ ____ _________ ____ ______ ____.
________ ______ _________ _____ _____ __________ ___ ___.
_____ _______ _____ ______ _______ _____ ______ _________.
____ ___ _____ ________ _____ ______ ________ ___ _______.
_________ _______ __________ ___ _____ ______ _____ _____ _______.
______ ____ __________ _________ _____ ___ _______ ______ ________ ______.
_____ ___ ______ ____ ___.
____ __________ ______ ______ _________.
_______ _______ __________ __________ _________ _________ ___ ____ ______ __________ _______ _____.
______ _________ ___ ___.
Get Full Answer on WhatsApp
IGNOU NEWS
Assignment Submission Last Date Extended Till 30 June 2026 Click Here★★★IGNOU June 2026 TEE Date Sheet Released Click Here★★★