Explain clearly the main source of agricultural credit in India. How far the nationalised banks have been able to meet the credit needs of the farmers?

Agricultural credit is considered as one of the most basic inputs for conducting all agricultural development programs. After independence, the Government adopted the institutional credit approach through various agencies like co-operatives, commercial banks, regional rural banks etc. to provide adequate credit to farmers, at a cheaper rate of interest. Moreover, with growing modernization of agriculture during the post-green revolution period, the requirement of agricultural credit has increased further in recent years

The government has been raising credit target for the farm sector every year, With the aim of doubling farmers’ income by 2022. The agricultural credit flow has increased consistently over the years, exceeding the target set for each fiscal.

Credit is a critical input in achieving higher farm output. Institutional credit will also help delink farmers from non-institutional sources where they are compelled to borrow at usurious rates of interest.

Since Green revolution, the investment requirements for cultivation has continuously increased, as almost all inputs like seeds, pesticides, fertilizers, motor pump sets, tractors, pipe __________ _____ __________ _____ __________ ________ ____ ____ ___ __________ __________.
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