Discuss the growth path/ development of SHGs

Self-Help Groups (SHGs) have evolved significantly since their inception in the late 20th century, particularly in India, where they have become instrumental in promoting financial inclusion and empowering marginalized communities. The development of SHGs can be traced through several key phases, each contributing to their growth and sustainability.

The concept of SHGs emerged in the 1980s as a grassroots initiative aimed at providing microfinance services to low-income households, particularly women. The early SHGs were largely informal and community-driven, focusing on savings and providing a support network for their members. The primary objective was to empower women, enhance their social status, and enable them to contribute economically to their families. This initial phase saw the establishment of small groups that met regularly to save and lend money among themselves, thus creating a community-based financial system.

By the 1990s, the SHG movement gained momentum due to the recognition of its potential ___ __________ _______ _______ ____ _____ ________ ____ _____ _______ ________.
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