Discuss the common features among promissory note, bill of exchange and cheque. 

Promissory notes, bills of exchange, and cheques are all financial instruments used for making payments. While they serve similar purposes, they each have their unique features. In this essay, we will discuss the common features among these financial instruments.

Firstly, promissory notes, bills of exchange, and cheques are all negotiable instruments. This means that they can be transferred from one person to another by endorsement or delivery. The __________ ________ ________ ______ __________.
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