Question

Describe sector-specific interventions to improve the productivity of women.

30 Aug 2021
Answer :
Word Count : 787

 some of the sector-specific interventions could be:

1. Providing Access to Credit. Women borrow money from relatives and friends to start or sustain businesses. Since commercial banks usually seek collateral before approving a loan, few women successfully borrow from them. In addition, commercial banks do not find it worth while to deal in the small sums of money typically involved. The women have been mobilizing significant savings from within through various types of selfhelp savings and credit schemes. The schemes promote group solidarity, helping ensure regular repayment of loans. Many of the small-scale lending schemes, however, cannot provide funds on an efficient and sustainable basis. What is required is an institutional mechanism that falls somewhere between a commercial lending organization and an NGO or a co-operative. In some groups small capital can be managed from SHG funds. However, large funding can be made available through bank linkages. Bringing bankers to management training programmes, linking to appropriate Government Schemes may help to some extent.

2. Providing Access to Wider Markets. Access to education, training and credit is of little use unless the market for products produced by women is broadened. As low-income families constitute the primary market and ___ ___ _______ ______ _______ ___ _________ __________ ______ __________ ________ ________.
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