Define poverty. Discuss the causes and consequences of urban poverty.

Poverty is generally defined as the condition in which individuals or groups lack the financial resources and access to essential services and goods necessary for a basic standard of living. It encompasses not only the lack of income but also the inability to access critical resources such as education, healthcare, housing, clean water, and sanitation. Poverty is multi-dimensional, impacting economic, social, and psychological well-being. It is not simply about having insufficient income but also about being marginalized from the opportunities and services that ensure human dignity and development.

Urban poverty, specifically, refers to the condition of poverty in urban areas, where people experience inadequate living conditions despite residing in cities or metropolitan regions. Urban poverty is a complex and multifaceted issue driven by a combination of economic, social, and environmental factors. The increasing concentration of people in cities, combined with economic disparities, leads to unique challenges in urban planning and development.

### Causes of Urban Poverty

1. Rapid Urbanization:
   One of the leading causes of urban poverty is the rapid rate of urbanization. As people migrate from rural areas to cities in search of better opportunities, they often find themselves unable to secure stable employment or affordable housing. Cities become overcrowded, which increases competition for jobs and resources. This overcrowding also places immense pressure on urban infrastructure and services, leading to the proliferation of slums and informal settlements.

2. Lack of Affordable Housing:
   Housing is a fundamental human need, and the lack of affordable housing in urban areas is a significant driver of urban poverty. In many cities, particularly those in developing countries, a growing population ________ ________ ________ _____ ______ __________ ___ ____ __________ _________.
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