Briefly explain the general characteristics of a Bank. Describe the risk characteristics of a Bank and discuss the role of Management Control System in containing risk of a Bank.

A bank is a financial institution that primarily deals with accepting deposits, providing loans, and offering various financial services such as payment processing, wealth management, and foreign exchange. The general characteristics of a bank include financial intermediation, where it connects savers and borrowers by mobilizing funds from surplus units to deficit units. Banks operate under strict regulatory oversight, ensuring they maintain adequate capital, liquidity, and risk management practices. They work in a competitive environment, often providing standardized financial products to a broad customer base. Banks rely _____ ______ ____ ____ ___ ____ ___ ______ _____ _________ ____.
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