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As a Finance Manager, while raising short-term loans from the money market to meet working capital needs, I would prefer sources that provide flexibility, lower cost, and quick access to funds. The primary sources I would consider are commercial banks, commercial papers, and trade credit. Commercial banks are a preferred source because they provide short-term loans or cash credit facilities at relatively lower ___ _______ _______ _____ ______ ___ ___ __________ _________ _____.
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