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The Russian banking system is an important part of the country’s financial infrastructure that regulates monetary transactions, provides financial services, and supports economic development. It is a two-tier banking system consisting of the Central Bank of Russia and commercial banks. The Central Bank of the Russian Federation (Bank of Russia) is the highest financial authority responsible for issuing currency, controlling monetary policy, regulating and supervising banks, maintaining financial stability, and managing foreign exchange reserves. It operates independently and plays a key role in ensuring the reliability of the financial sector. The second tier consists of commercial banks and other credit institutions that provide banking services to individuals, businesses, and government organizations. These banks perform various functions ________ ________ ________ _______ _____ ________ ________.
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