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The Rashtriya Mahila Kosh (RMK) is a premier national-level organization under the Ministry of Women and Child Development, Government of India, established in 1993. It plays a significant role in the context of Panchayati Raj Institutions and anti-poverty programmes by specifically focusing on *micro-credit provision* to poor and underprivileged women, particularly in rural areas. The RMK is designed to provide easy and hassle-free access to financial services to women who are not adequately covered by the mainstream financial system. Its creation marked a significant move towards recognizing the gendered dimension of poverty and targeting financial inclusion as a tool of empowerment. The RMK is not merely a funding agency; it is also a promoter of women-centric microfinance, capacity building, and socio-economic upliftment through self-help initiatives. ### Objectives of Rashtriya Mahila Kosh The objectives of RMK are aligned with broader development goals, particularly in the context of decentralized governance through Panchayati Raj Institutions and national anti-poverty strategies: 1. Facilitating access to credit for poor women: The primary objective is to extend micro-credit to poor women, especially in rural and semi-urban areas, for various income-generating and livelihood-enhancing activities. 2. Promoting self-reliant women’s groups: RMK aims to encourage the formation of women’s Self-Help Groups (SHGs) and other women-led community-based organizations as platforms for collective economic action. 3. Capacity building and training: RMK supports training and skill development for women beneficiaries and SHG functionaries in areas such as bookkeeping, financial literacy, micro-enterprise management, and group dynamics. 4. Promoting thrift and credit culture: RMK strives to inculcate habits of savings, credit discipline, and responsible financial behavior among poor women. 5. Innovative credit delivery systems: RMK encourages and supports innovative and flexible mechanisms for delivering micro-credit, tailored to the needs of poor women. 6. Mainstreaming women in the development process: Through financial inclusion and empowerment, RMK supports the goal of integrating women fully into local governance structures such as Panchayati Raj Institutions. 7. _________ __________ ________ __________ _____ ___ ____ ___ ________ ______.
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