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Credit risk in the Order to Cash (O2C) process primarily arises from the possibility that customers may fail to pay their invoices on time or default entirely. This risk directly affects the company’s cash flow, profitability, and overall financial stability. In O2C, credit risk begins with the customer onboarding and credit approval stage, where insufficient assessment of a customer’s financial health, payment history, ________ _____ ________ ________ ___.
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