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A holder in due course (HDC) is a person who has acquired a negotiable instrument, such as a bill of exchange, promissory note, or cheque, in good faith, for value, and without any knowledge of any defects or claims against it. To qualify as a holder in due course, certain criteria must be met: the instrument must be complete, it must be transferred to the person without any fraud or misrepresentation, and the transfer must be made for ____ _______ ________ ______ _____ ______ _____ ________.
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