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Traditional payment and e-payment systems differ significantly in terms of process, convenience, security, and speed. Traditional payment methods generally involve physical exchange of money or instruments, such as cash, cheques, or demand drafts, whereas e-payments rely on digital channels, using electronic devices and online networks to transfer funds. In traditional payments, transactions often require the presence of both payer and payee, or the involvement of intermediaries such as banks, which can make the process time-consuming. E-payments, __________ _____ ____ __________ _________.
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