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Business organizations operate in a dynamic environment where challenges come not only from financial instability but also from social, technological, political, and ecological changes. To prepare effectively for these challenges, support from non-financial resources becomes critical. Non-financial resources include human capital, knowledge, networks, technology, reputation, leadership, and organizational culture. While financial capital is necessary to run day-to-day operations, non-financial resources equip organizations with adaptability, resilience, and long-term sustainability in the face of changing circumstances. Human capital is one of the most significant non-financial resources. Skilled and motivated employees enhance ___ _________ __________ ____ ___ _________.
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