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Pradhan Mantri Jan Dhan Yojana (PMJDY) is a flagship financial inclusion program launched by the Government of India in 2014, aimed at providing universal access to banking facilities, especially for rural and underprivileged populations. The scheme emphasizes opening basic savings bank accounts with zero balance, providing access to credit, insurance, __________ ____ ____ __________ ___ __________ _____ ___ ______ _________ _______ ______.
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