How do natural disasters as floods and cyclones adversely affect the lives and properties? Explain your answer with suitable examples in about 250 words.

A natural disaster is a major adverse event resulting from natural processes of the Earth; examples include firestorms, duststorms, floods, hurricanes, tornadoes, volcanic eruptions, earthquakes, tsunamis, storms, and other ______ ________ _________ _____ __________ __________.
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