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Micro, Small, and Medium Enterprises (MSMEs) represent a vital segment of an economy, particularly in developing countries, as they contribute significantly to employment generation, industrial output, exports, and balanced regional development. The classification of MSMEs is generally based on investment in plant and machinery or equipment and, more recently, on turnover. Micro enterprises are the smallest units, typically involving minimal investment and employing a limited workforce, often operating at the local or household level. Small enterprises are relatively larger, with higher ___ ____ __________ ___ ______ ________ __________ __________.
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