Explain models of SHG-Bank Linkage giving suitable examples

Question

08 Oct 2024

Answer :

Word Count : 592

The Self-Help Group (SHG)-Bank Linkage Program (SBLP) is a microfinance initiative in India aimed at linking informal groups of individuals, primarily women, with formal financial institutions. It enables SHGs to access financial services such as savings, credit, and insurance through banks. Several models of SHG-Bank Linkage have emerged over time, each addressing the specific needs and challenges of different communities.

### Model 1: SHG-Bank Direct Linkage
This model involves a direct relationship between SHGs and banks. SHGs maintain savings accounts with a bank, and after a track record of regular savings and internal lending, they are eligible __________ _________ __________ __________ ____ ______ ______ ______ ____ ________ __________.
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