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Mortgage, in the context of Business Law as applicable to cooperatives, is a legal arrangement where a borrower, typically a member or cooperative society, pledges immovable property as security to a lender, often a cooperative bank or financial institution, for the repayment of a debt. The essential feature of a mortgage is that while the ownership of the property remains with the borrower, the lender obtains a right over the property to recover the loan in case of default. Mortgages play a significant role in cooperative finance, enabling members to secure ________ ________ ________ ________ _____ __________ _______ _________ _______.
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