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The Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002, commonly referred to as the SARFAESI Act, is a significant legislation in India aimed at the recovery of non-performing assets (NPAs) by banks and financial institutions. One of the primary objectives of the Act is to provide a legal framework for the securitization of financial assets, the reconstruction of financial institutions, and the enforcement of security interests without the intervention of the courts, thereby accelerating the recovery process and reducing the burden on judicial infrastructure. A salient feature of the Act is its applicability to banks and _____ __________ ____ ____ _________ __________ ________ ______ _______.
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