Describe the Pradhan Mantri Jan Arogya Yojana under Ayushman Bharat Sc

Question

Describe the Pradhan Mantri Jan Arogya Yojana under Ayushman Bharat Scheme – Check website (https://www.pmjay.gov.in/)

19 Apr 2025

Answer :

Word Count : 463

Pradhan Mantri Jan Arogya Yojana (PM-JAY) is a flagship health insurance scheme launched by the Government of India on September 23, 2018, in Ranchi, Jharkhand. It is a pivotal component of the Ayushman Bharat initiative, aiming to provide accessible and affordable healthcare to economically vulnerable populations across the nation.

Objectives and Coverage

PM-JAY seeks to offer financial protection against catastrophic health expenditures to approximately 10.74 crore (107.4 million) poor and vulnerable families, encompassing an estimated 50 crore (500 million) individuals. The scheme provides an annual health cover of ₹5 lakh per family for secondary and tertiary care hospitalization. Eligibility is determined based on the deprivation and occupational criteria outlined in the Socio-Economic Caste Census (SECC) ______ _____ _______ ________ ____ ___.
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